Our solutions for protecting your property
In order to meet your needs as closely as possible, our "Property Damage" team offers you programmes with various types of cover aimed at protecting all your material assets and at intervention in the event of financial loss following deterioration or destruction.
For whom?
For companies that need solid coverage for the protection of their material assets.
Your expectations
- An understanding of the risks to which you are exposed
- Personalized support in the development of your contract
- Follow-up in case of damage, deterioration or financial loss
Our solution
To provide you with protection that meets your needs and expectations, Ascoma offers several coverage options.
PACKAGED PRODUCTS
- Professional multi-risk insurance: this includes coverage to protect a company`s business premises, its property and its civil liability, as well as cover in the event of operating losses caused by an interruption of business activity.
- Industrial multi-risk insurance: this coverage, established on the same basis as professional multi-risk insurance, is intended for industrial companies that sometimes need additional insurance or more specific prevention programmes.
- Real estate multi-risk: this coverage aims at protecting a building, preserving the owner`s civil liability and, in some cases, protecting against unpaid rents.
SPECIFIC COVERAGE
- Machinery breakdown coverage: this can be integrated into multi-risk programmes but some assets require an independent insurance contract which is generally more specific depending on the machine or where it relates to a single category of property such as computers.
- Earthquake and attack coverage : this covers material damage that occurs as a result of a natural disaster or an attack.
Advantages
Unlike French risks, the properties located in the Principality of Monaco do not automatically benefit from all coverage options – some can be the subject of independent contracts because of their Monegasque characteristics. To provide you with optimal results, our Ascoma Jutheau Husson office offers you separate contracts that perfectly match your specificities and your location.