Ascoma Togo

Present in Lome since 2010, Ascoma Togo conducts its insurance brokerage and reinsurance activities with individual clients and local companies.

The country in a nutshell

  • Population: 7.5 million (2016)
  • Area: 56,785 km2
  • GNP: $4.5 billion (2016)
  • Rate of growth: 5% (2016)

Togolese insurance market

Governed by the Inter-African Conference on Insurance Markets (CIMA) code, the Togolese insurance market is supported by the leading companies in the sector and records a turnover of FCFA 44,200 million (+10.2%). Like many other countries on the African continent, the insurance culture is struggling to establish itself with citizens who, more often than not, do not have the resources to obtain insurance, whether for their health, their property or their vehicle.

*Sources: - -

Our expertise in Togo

Benefiting from the expertise of the Ascoma Group, an international insurance brokerage established in Africa for more than 60 years, Ascoma Togo provides analysis, advisory, insurance investment and claims management services to a portfolio of very varied clients – multinationals, SMEs, professionals, traders, individuals.


Ascoma Togo supports its clients in all sectors of economic life, by adapting to their local and international needs:

Agriculture – Services – Communication – Telecommunications – Large Retailers – Industries – Banks – Construction/Public Works – Transportation – Oil industry, etc.


To assist individuals in the management of risks associated with everyday life, Ascoma Togo offers coverage solutions for you, your family, your property and your financial investments. Ascoma Togo`s experts offer insurance programmes for all risks to individual privacy that benefit from negotiated terms and extended coverage.

Ascoma Togo also sells health and retirement insurance products (accident insurance, life insurance, supplementary pension, funeral insurance) that allow you to calmly understand all the financial consequences related to these types of risks.

Ascoma Health

For more than 10 years, the Ascoma Group has developed proven solutions for managing the reimbursement of healthcare expenses of company employees.

Ascoma Togo puts at the disposal of its clients its outsourced integral management concept that meets the expectations of clients and its employees:

  • Access in Third-Party Payer to medical benefits
  • Control of the budget allocated by the General Management of the company

Today, Ascoma Togo's third-party care network has expanded throughout the country, affording its clients optimal access to healthcare. With the Ascoma health card, companies and individuals can cover all current expenses (optical, dentistry, pharmacy, consultations, hospitalization, etc.).

Download the Togolese network list of "Ascoma" healthcare providers.

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