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Ascoma Chad

Established in Ndjamena since 2010, Ascoma Tchad, a local player in insurance and reinsurance brokerage, provides its corporate and private clients with analysis, advice, insurance policy placement and claims management services.

The country in a nutshell

  • Population: 11.9 million (2016)
  • Area: 1,284,000 km2
  • GNP: $9.6 billion (2016)
  • Rate of growth: -6.4% (2016)

Chadian insurance market

Chad is weakened by an unstable economy, a relatively low human development index, and large disparities between rural and urban environments. Industrial activity is progressing but the decline in oil prices has caused severe financial difficulties. Despite a very small market dominated by an insurance company that was previously owned by the State, Chadian insurance companies recorded a turnover of FCFA 13,600 million, or 1.3% of market share. The Chadian insurance sector is also served by South African and European insurance companies. It has initiated an internal growth dynamic and is brimming with underexploited opportunities. The Inter-African Conference on Insurance Markets (CIMA) is in charge of the regulation and control of the sector.    

*Sources: www.diplomatie.gouv.fr - www.banquemondiale.org - www.lesafriques.com - www.fanaf.org

Our expertise in Chad

Benefiting from the support and expertise of the Ascoma Group, an international insurance brokerage established in Africa for more than 60 years, Ascoma Chad manages a portfolio of very varied clients – multinationals, SMEs, professionals, traders, individuals – while adapting to their local and international needs.


Ascoma Chad provides analysis, advice, insurance policy placement and claims management services and supports its clients in all sectors of economic life:
Agriculture – Services – Communication – Telecommunications – Large Retailers – Industries – Banks – Construction/Public Works – Transportation – Oil industry, etc.


To assist individuals in the management of risks associated with everyday life, Ascoma Chad offers coverage solutions for you, your family, your property and your financial investments. Ascoma Chad`s experts offer insurance programmes for all risks to individual privacy that benefit from negotiated terms and extended coverage.
Ascoma Chad also sells health and retirement insurance products (accident insurance, life insurance, supplementary pension, funeral insurance) that allow you to calmly understand all the financial consequences related to these types of risks.

Ascoma Health

For more than 10 years, the Ascoma Group has developed proven solutions for managing the reimbursement of healthcare expenses of company employees.

Ascoma Chad is thus able to provide its clients with its outsourced integral management concept that meets the expectations of clients and its employees:

  • Access in Third-Party Payer to medical benefits
  • Control of the budget allocated by the General Management of the company 

Today, Ascoma Chad's third-party care network has expanded throughout the country, affording its clients optimal access to healthcare. With the Ascoma health card, companies and individuals can cover all current expenses (optical, dentistry, pharmacy, consultations, hospitalization, etc.).

Download the Chadian network list of "Ascoma" healthcare providers.

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