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Ascoma Maritime (Monaco)

A subsidiary of our international and independent group, Ascoma Maritime offers insurance solutions to yacht owners. Our group, the leading insurance company in Monaco, provides its clients with a multidisciplinary team of enthusiasts highly qualified and trained in maritime risk management.

Ascoma Maritime is a unique and independent representative whose core business is to defend the interests of its clients with insurance companies and third parties. Our teams combine proximity and technical expertise to provide you with constant and tailor-made advice.

Our location in the Principality of Monaco, the heart of the yachting industry, allows us to be in direct and regular contact with the various players in this sector. Our clients benefit from optimal insurance cover offered by companies specialised in yachting.


The country in a nutshell

  • Population: 37,800 and more than 120 nationalities (2014).
  • Area: 2.02 km²
  • GNP: €4.9 bn (2015)
  • Rate of growth: 9.3% (2015)

Monaco's insurance market

Only insurance companies and brokers licensed by the Government of Monaco can operate in the territory. Around fifty agents or brokers and more than 130 companies are represented in the Principality. The Monaco Chamber of Insurance brings together insurance agents and brokers in order to unite all the players of the profession around common objectives: to participate in the development of the sector on the regional and international level and to enforce the regulations in force in the Principality. Insurance contracts are largely identical to those offered in France.

*Sources: www.cma.asso.mc - www.monacoforfinance.mc - www.diplomatie.gouv.fr

Ascoma Maritime at the Monaco Yacht Show

Each year Ascoma Maritime participates in the Monaco Yacht Show, a major yachting event gathering nearly 600 exhibitors from among the world's leading yachting companies: yacht builders, designers, luxury goods manufacturers and the largest maritime brokerage agencies. We look forward to seeing you in September at our booth, located on Quai Chicane.

Our expertise

Our numerous partnerships with leading insurance companies and syndicates in international markets allow us today to offer a range of coverage for luxury yachts at very competitive rates.

Our in-depth knowledge of the local characteristics and requirements of the maritime sector, the experience and technical expertise of our employees, as well as solid relationships established with the largest companies, are all assets which allow Ascoma Maritime to offer you advice and individualized contracts adapted to local and international needs, whether for companies or individuals.


"Hull Machinery & Equipment "” insurance policy for all prestige yachts, with no insured value limit or sailing schedule. This policy especially covers damage to yachts, and their engines, equipment, dinghies and other watercraft.

The “Ascoma for Yachts” programme is a range of cover offered by the leading Lloyd's syndicates with a minimum rating of A + to ensure optimal security for our clients.


A “Protection & Indemnity” insurance policy offered by the market`s leading P&I Clubs and members of the International Group. This coverage protects the owner`s third-party liability for the use and operation of their vessel.

Full P&I insurance includes coverage limits of $50 million to $1 billion.


An “accident and sickness” insurance policy for crew members, offered by specialized insurance companies in the sector and delivering multilingual assistance 24/7. This insurance covers the crew`s medical expenses as well as the reimbursement of their salary in case of a work stoppage (a requirement of the Maritime Labour Convention).

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