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Your risks, our solutions

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Protection for senior executives

Working closely with governance and management bodies, we offer a program to protect decision makers from the hazards related to the job of management: the legal liability of company managers, the disappearance of key men, personal accidents and privacy, death and incapacity, additional healthcare, future provision, pension, travel and assignment, kidnapping and abduction together with other cover connected to personal insurance.


Protection for employees

Ascoma offers a comprehensive social cover program taken out by the company, as a mandatory or optional scheme, and covering all or a part of the workforce for: accidents at work, occupational illness (specific to Monaco), healthcare costs, future provisions (death, incapacity, educational annuity, surviving spouse pension), personal accident, travel and assignment insurance, additional pension, severance pay, loan insurance, etc.


Development projects

A Risk Management consultation unit provides you with daily support for your development projects and in your business activities: credit insurance and commercial risk, mergers and acquisitions, operating losses, legal protection, transport insurance and construction insurance along with all the risks related to your company’s development areas.

Protection for your property

Whether personal or related to your business, Ascoma protects your property against the risk of fire, lightning, explosion, electrical damage, theft, water damage, broken glass, machinery breakdown, strikes, riots, etc.

  • Buildings, offices, equipment, stock, etc.
  • Key machines, transport equipment, vehicle fleet, engines, etc.